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Join buyers, agents, and investors across Texas using HomeOfferFlow to write professional TREC offers in minutes.
Terms, Privacy & Disclaimer
IMPORTANT — Please read carefully.
Not Legal Advice. HomeOfferFlow is a form-completion tool only. Nothing on this platform constitutes legal advice, real estate advice, or a brokerage service.
Not a Licensed Brokerage. HomeOfferFlow is not a licensed real estate brokerage and does not act as your agent or attorney in any transaction.
TREC Forms. We assist in completing official TREC-promulgated forms. You are responsible for verifying all information entered is accurate before submitting to any party.
Your Responsibility. Real estate contracts are legally binding documents. We strongly recommend having a licensed Texas real estate agent or attorney review your offer before submitting it.
No Guarantee. Completion of a form does not guarantee acceptance of any offer or the success of any transaction.
Data Privacy. Information you enter is used solely to populate your TREC form and is not shared with third parties except as necessary to process payment.
Refund Policy. Due to the digital nature of this product, all sales are final once your PDF is generated and downloaded.
Texas Jurisdiction. These terms are governed by the laws of the State of Texas.
HomeOfferFlow gives buyers a faster, lower-cost way to create a clean Texas offer while staying in control.
You can build your offer in minutes, generate the TREC contract and key addenda, avoid missed blanks, and potentially save thousands compared with the traditional buyer-agent commission model.
You stay in control — and you can still have an attorney, agent, or advisor review before you submit.
Agent / Investor Account
Sign in with a magic link to save your profile and use repeat-offer workflows.
No password needed. Homebuyers can still start without an account. Agent and investor accounts are for saved profiles, defaults, and repeat use.
Signed in:
Role: Agent
Profile setup and saved defaults are the next account build. This auth foundation creates the logged-in account shell.
Your HomeOfferFlow Account
Save your profile and defaults so every new offer starts faster.
Agent Dashboard
Welcome back.
Complete your profile once to prefill your offer packets and defaults.
My Offers
No saved offers yet. Create your first offer and future drafts will show here.
HomeOfferFlow
DisclaimerAll Changes SavedStep 1 of 11
Before we begin
Please review and accept the following disclaimer before building your offer.
⚠️ Not legal advice. HomeOfferFlow is a form-completion tool only. You are responsible for verifying all information. Consider having a licensed agent or attorney review before submitting.
📋 Current form: TREC One to Four Family Residential Contract (Resale) No. 20-18 — Mandatory as of January 3, 2025. All 2025 addenda updates included.
🔒 Your information is used only to fill your TREC form and is not shared with third parties except to process payment.
✅ You can review your full offer summary before paying. Starting the wizard does not create a charge.
Have you seen the property?
Before writing an offer, it is important that you know what you are offering on.
🏠 A licensed OnDemand Realty agent will accompany you through the property as a neutral professional. You remain unrepresented with no commission obligation. $50 flat fee collected at booking.
💡 How to Schedule a Showing as an Unrepresented BuyerContact the listing agent directly using the phone number or email on the listing. Let them know you are an unrepresented buyer interested in viewing the property.
Important: The listing agent represents the seller — not you. They must be honest, but their duty is to the seller. You are under no obligation to use them as your agent.
No obligation to use listing agent
✓ Smart Start · Buyer Representation
How are you planning to write this offer?
This helps us guide you to the right path before you spend time filling out the full offer.
Are you thinking of using a buyer’s agent for this offer?
⚡ Why this matters: HomeOfferFlow helps you organize the offer terms, generate the TREC contract and key addenda, and avoid common blank/checkbox mistakes before anything is submitted.
✓ TREC 20-18 · Section 1 — Parties & §21 Notices
Who's buying?
Enter full legal names exactly as they should appear on the contract. We'll also collect your contact info for the Notices section.
💡 Legal Name RequiredUse your full legal first name as it appears on your government-issued ID.
💡 Co-Buyer / SpouseIf buying with a spouse, partner, or co-investor, enter their full legal name here. Leave blank if buying alone.
💡 Co-Buyer Signing LinkThe co-buyer will receive their own signing link via email after you sign.
💡 Where to Find the Seller's NameCheck the MLS listing, county appraisal district tax records, or ask the listing agent.
§21 — Your Contact Info
💡 This information goes in Section 21 so the seller and their agent know where to send official notices. Use your current mailing address.
Your Agent / Brokerage Info
⚡ Save this once and reuse it on future drafts. This info will also flow to the broker information section.
Page 10 Broker Fee Disclosure
This controls the broker fee disclosure at the top of Page 10. Only complete it if there is already a separate written agreement stating the Listing Broker will pay your brokerage. If unknown or handled separately, keep the default option selected.
✓ TREC 20-18 · Section 2 — Property & §4 Leases
The property
Start with the address. Then enter the legal description from the listing or county record. We split Lot and Block out clearly so the contract fills correctly.
💡 Start Typing the AddressType the street address and select from the dropdown. City, county, state, and zip will fill in automatically.
⏳
✓ Address auto-filled from Google
💡 County MattersSome cities cross county lines. The contract needs the county where the property is physically located.
Legal Description
💡 Find this on the MLS listing, tax record, or deed. If you have “Lot 33, Block A, The Trails PH 1, Section C,” enter Lot 33, Block A, and the subdivision below.
💡 OptionalIf the MLS has a full legal description that includes more than Lot/Block/Subdivision, paste it here. Otherwise we will build it automatically.
📋 2025 Update (TREC 20-18 §4C): Natural resource leases now include geothermal energy by law. This is automatically noted in your contract.
§4 — Leases on the Property
💡 Most buyers won't know about existing leases up front — that's normal. If you're unsure, ask the listing agent before submitting.
Are you aware of any leases on this property?
✓ TREC 20-18 · Section 3 Sales Price · Third Party Financing Addendum
Price, financing & deposits
Start with your offer price, then choose how you are paying. We’ll calculate down payment, loan amount, earnest money, option fee, and common financing defaults together.
💡 Offer PriceThis is the total purchase price you are offering for the property. It drives the loan amount, down payment estimate, earnest money suggestion, and Section 3 sales price math.
Financing Type
💡 Why This MattersYour financing type determines whether a Third Party Financing Addendum is included and how the contract breaks out cash/down payment versus loan amount. If you are not sure, choose the loan type from your pre-approval letter.
✓ We keep Sales Price, Down Payment, and Loan Amount in sync so Section 3 fills correctly.
💡 Down Payment / Cash PortionThis is the cash portion of the purchase price. Edit this and loan amount recalculates automatically.
💡 Loan AmountThis is usually the offer price minus down payment. Edit this and down payment recalculates automatically.
Financing Addendum Defaults
💡 These are reasonable starting points for a typical financed offer. You can edit them if your lender or advisor recommends different terms.
💡 Loan TermThis is how long the mortgage lasts. Most standard home loans are 30 years, but your lender may approve a different term.
💡 Interest Rate CapThis is the highest interest rate you are willing to accept under the financing addendum. Confirm with your lender.
💡 First Years of LoanFor a normal fixed-rate 30-year loan, this is usually 30 years. For an adjustable-rate loan, this may be shorter.
💡 Origination ChargesThis caps lender origination charges shown on the Loan Estimate. A common starting point is 1%, but confirm with your lender.
💡 Buyer Approval DeadlineThis is the number of days after the effective date for the buyer to obtain lender approval. A common starting point is 21 days. Shorter can make the offer stronger; longer gives the buyer more time.
Estimated monthly payment
Quick planning estimate only. Update the fields below to see how payment assumptions change.
Principal & Interest—
Estimated Taxes—
Estimated Insurance—
HOA—
Estimated Total—
Down Payment—
Estimated Closing Costs—
Less Seller Concessions—
Earnest Money Credit—
Est. Cash Needed—
Estimate only. Monthly payment figures are based on general Texas averages and the information entered above. Actual loan terms, taxes, insurance premiums, HOA dues, PMI, and closing costs may vary significantly. HomeOfferFlow is not a lender, insurance provider, or tax authority. Buyers should obtain official loan estimates from a licensed mortgage professional, insurance quotes from a licensed insurance agent, and verify property taxes directly with the applicable county appraisal district or tax authority.
Earnest Money & Option Period
💡 These are tied to your offer price and inspection timeline. We suggest common starting points, but you can edit them.
💡 Earnest MoneyA good-faith deposit held by the escrow agent. A common starting point is around 1% of purchase price.
💡 Option FeePaid to seller for your unrestricted right to terminate during the option period. Suggested default: $250.
💡 Option PeriodSuggested default: 7 days. Shorter can strengthen the offer; longer gives more time for inspections.
§5A — Escrow Agent
💡 The Escrow Agent holds the earnest money and option fee.
✓ TREC 20-18 · Addenda Selection
HOA & contingencies
We only ask follow-up questions when they apply.
Is the property in an HOA?
💡 HOA AddendumIncludes the HOA Addendum when the property is in an HOA or you are not sure.
Sale of other property contingency?
💡 Sale ContingencyMakes your purchase contingent on selling a property you currently own.
Weakens offerUse only if necessary
Is this a backup offer?
💡 Back-Up Contract AddendumThe property already has an accepted offer but you're submitting as second in line.
These questions complete required contract sections.
§6A — Who pays for Title Insurance?
§6A(8) — Title policy amendment?
§6C — Survey?
Lead-Based Paint Check
Was the home built before 1978?
Lead-Based Paint Disclosure may be required. For homes built before 1978, the seller/listing side typically provides the required disclosure, known records/reports, and EPA pamphlet. Do not submit or sign without confirming this has been handled.
Has the seller/listing agent provided the Lead-Based Paint Disclosure?
§7B — Seller's Disclosure Notice
Have you received the Seller's Disclosure Notice?
§7D — Property Condition
💡 Most competitive offers check “As Is.” This does not waive your inspection rights.
Are you already working with a buyer's agent on this offer?
HomeOfferFlow can still help you organize your offer terms and generate a clean draft. We recommend sharing the completed offer with your agent before submitting.
Your Agent / Brokerage Info
This information will be used in the broker information section of the offer packet.
Page 10 broker fee disclosure: If the Listing Broker has already agreed in a separate written agreement to pay your brokerage, enter that amount or percentage in the broker compensation section on the Client & Agent Info screen. Otherwise, leave it as “No / not known / handled separately.”
§12A(1)(c) — Seller Concessions
Smart negotiation idea
Because you are not using a buyer’s agent, some buyers choose to request seller-paid concessions or closing cost help. This is optional and depends on the property, market, and seller.
Are you requesting seller concessions?
§7H — Home Warranty
Optional protection request
Many buyers request a one-year residential service contract/home warranty to help cover unexpected repair costs after closing.
Would you like to request a seller-paid home warranty?
Review your offer
Check everything carefully. Use Back to correct any field before paying.
✅ Texas offer packet generated from your answers. You can review everything before paying. Secure checkout is powered by Stripe, and your PDF plus buyer-side signing request will be emailed after payment.
Back-up offer selected. Confirm the listing agent has provided the first contract date and backup termination deadline before submitting.
What to expect next
After payment, HomeOfferFlow will generate your Texas offer packet and email it to you. You may also receive a separate SignWell email for buyer-side signatures.
Buyer-side signing only: HomeOfferFlow sends buyer signatures, buyer dates, and buyer initials. Seller signatures and seller initials are handled by the seller/listing side after submission or acceptance.
This is a one-time generated offer packet. If the seller or listing agent asks for changes, counteroffers, amendments, or a signature request, ask the listing agent or seller side to prepare the revised documents and send them back to you for review/signature.
Review everything carefully before signing. If you are unsure, consider using a qualified real estate agent, attorney, or professional review before moving forward.
⚠️ Before you submit: This is a legally binding document. We strongly recommend having a licensed Texas agent or attorney review before sending.
✅
Payment successful
Check your email — your offer packet is ready. You can safely close this page after saving the email/PDF.
Next steps
1. Check your email for your HomeOfferFlow offer packet.
2. Watch for a separate SignWell email if buyer-side signatures are enabled.
3. Review the PDF carefully before sending, signing, or relying on it.
4. If the seller or listing agent sends revised documents later, compare them carefully before signing.
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If you don’t see the email within a few minutes, check spam/promotions. SignWell signature requests may arrive as a separate email.
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